Special Offer, Time Machine Not Included

One consumer’s attempt to collect a $60 rebate for his new router leads to a maddening odyssey through the fine print into the even finer print.

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When Family Members Run Foundations, Scrutiny Never Ends

The I.R.S. and state attorneys general pay extremely close attention to the compensation of family members who run private charities.

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Health Savings Accounts Growing, Especially Among the Better Paid

An analysis found the number of accounts reached 6.5 million in 2012, with older and higher-income tax filers four times more likely to fund them.

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Simpler, Less Expensive 401(k) Options Emerge for Small Businesses

Most employers with fewer than 100 workers don’t offer 401(k) plans, and when they do, they’re expensive. But the landscape is quickly changing.

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For Widows, Social Security System Can Provide Rude Shocks

There is no simple, universal road map for maximizing benefits because of the complexity of Social Security rules and the variations in individual circumstances, including age and work history.

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Debt Collectors to Pay $61 Million in Consumer Refunds and Amend Their Practices

The Consumer Financial Protection Bureau also ordered the Encore Capital Group and Portfolio Recovery Associates to pay penalites and stop collections on some debt.
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A ‘Price Is Right’ Winner’s Showcase Letdown

An 81-year-old woman sought help after she said she called and emailed CBS’s “The Price Is Right” dozens of times trying to claim the prizes she won.
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Setting Aside Shame and Blame in Financial Decisions

Not only does shame fail at changing behavior, it can also trigger the mistakes you are trying to avoid.
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For College Students, Choosing a Bank Account Can Be a Minefield

It is important for students to clearly understand the terms of any account they are offered, and to make sure they’re using it in a way that minimizes fees.

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New Widows Have Another Concern: Their Finances

The household income for widows declines 37 percent after a spouse dies. Experts say women need to prepare better financially for those years.

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The Many Pitfalls of Private Student Loans

Federal loans for education often offer options to ease onerous repayment terms. Not so with private loans, as some borrowers have learned to their dismay.

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Managing the Costs of Long-Term Care Insurance http://ift.tt/1JznS1G

As insurers seek to curb losses, many states have been approving large increases in premiums for older policies, but there are ways to cope.
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Buying Car Insurance for Teenagers Can Be a Balancing Act http://ift.tt/1N7S0pM

While keeping a teenage driver on a family policy can increase premiums significantly, there are ways to reduce the cost.
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